🏡 Koh Samui Property Buyers Guide - Everything you need to know - without the fluff.

Coral Cove Beach on Ko Samui with sand, sunbathers, an umbrella, wooden bench, and a wooden sign in front of the ocean.

🌴 Why Buy on Koh Samui?

Koh Samui continues to attract buyers from all over the world — and for good reason. Whether you're looking for a lifestyle change, a smart investment, or a holiday home you can rent out when you're not here, Samui offers a lot more than just stunning views.

  • A thriving expat and tourism destination with strong rental demand

  • Diverse range of locations and property types — from peaceful beachfront to buzzing nightlife

  • Affordable cost of living compared to most Western countries

  • International-standard hospitals, dental clinics, and other healthcare

  • Excellent range of restaurants, cafes, and services

  • Good English spoken in most areas

  • Strong long-term capital growth potential as the island develops further

Modern house exterior with a swimming pool, patio area with seating, sliding glass doors, and tropical plants.

🧾 Property Ownership Options

Foreigners can own property in Thailand, but the structure matters. It’s important to understand the difference between land ownership and building or apartment ownership. Here are the main options:

  • Chanote (Freehold title) – You own the land and the building outright. The most secure form of ownership but, requires expert legal support.

  • Leasehold (Long-term lease) – Usually 30 years, often renewable. Common for foreigners and still widely used.

  • Condo Freehold (Foreign Quota) – Foreigners can own up to 49% of the total unit area in a registered condo development.

Modern open-plan living and dining area with a kitchen island and pendant light, featuring a wooden dining table, beige sofa, and contemporary wall decor.

There’s something for every buyer — but each comes with its own considerations.

  • Apartments – Often part of a managed complex. May include shared facilities and services.

  • Villas – Standalone or within gated developments. Vary widely in style and build quality.

  • Land – Foreigners can’t own land directly but can lease or purchase through a Thai company with proper legal structure. Complex, but possible.

🏘️ Types of Property on Koh Samui

Tropical swimming pool with palm trees, lounge chairs, and a view of the ocean.

⚠️ Pitfalls to Watch Out For

Not everything on Samui is sunshine, pools and sea views. Here’s what to look out for:

  • Unlicensed or unqualified agents – Many “agents” are not officially registered or tied to an agency. Stick with someone reputable (like me!).

  • Poor quality construction – Looks great today, but may fall apart tomorrow. Always inspect carefully or use a qualified inspector.

  • Hidden issues – Things like unclear land access, private electricity schemes, inconsistent water supply, or unregistered ownership structures.

  • Excessive property management fees – Check contracts and monthly costs before committing.

  • Lack of proper body corporate management – Some developments lack financial transparency or basic governance.